Insurance Claims After a Car Accident

If Your Car Accident Insurance Claim Is Denied

We trust our car insurance companies to be there for us in our times of need. We buy the amount of insurance we think we need, we pay our monthly premiums and we expect to receive prompt and caring service from our car insurance companies after a car accident.

Too often, however, policyholders find that their reasonable car accident insurance claims are denied. If your insurance claim is denied after a car accident, you may be entitled to file a bad faith claim against your insurance company.

Located in Fogelsville, Pennsylvania, Snyder & Wiles, PC, is a well-established local law firm with experienced personal injury and insurance law attorneys. We have an active personal injury practice in which we guide car accident victims through the process of making the proper insurance claims and negotiating fair and full settlements with their own insurance carriers and the insurance carriers representing the at-fault driver. If you have been hurt in a car accident, or if your insurance claim has been denied, contact us to make an appointment for a complimentary consultation.

How Car Accident Insurance Claims Are Supposed to Work in Pennsylvania

If your insurance policy includes first-party benefits, also known as medical pay, then your first source of compensation for unpaid medical bills will be your own insurance company. If your medical bills exceed your amount of medical pay coverage, then your next source of coverage will be your health insurance. If you have no health insurance or if you have medical expenses that your health insurance company refuses to pay, then you make a claim against the at-fault driver for compensation.

If the at-fault driver does not have enough liability car insurance to cover your expenses, including lost wages due to time off of work, then you return to your own car insurance company. You can make a claim under your uninsured and underinsured motorist (UIM) coverage for expenses that have not yet been reimbursed.

The Complex Interrelationship Between Insurance Policies

Too often, car accident victims make errors after the accident in how they file their claims and in how they describe the effects of the accident to the insurance adjuster. If you get help from a personal injury lawyer who has experience negotiating just compensation from the insurance companies, you may increase your chances of getting full compensation for your injuries and lost wages. The attorneys of Snyder & Wiles, PC, have the experience you need to protect your rights after a serious car accident.

Contact Snyder & Wiles, PC

If your car accident insurance claim was denied — or if you were in a car accident and want legal help filing your original claim — contact our Fogelsville, Pennsylvania, law office to make an appointment to talk with one of our knowledgeable and compassionate attorneys.