Uninsured & Underinsured Motorist Claims

Fogelsville, Pennsylvania: Underinsured and Uninsured Motorist Claims

Most of us buy uninsured and underinsured motorist coverage with our car insurance policy, thinking it will protect us in the event of a car accident with someone who doesn't carry any car insurance at all.

Uninsured and underinsured motorist claims are made in those types of circumstances — after car accidents with motorists who illegally drive without insurance or who only secure the bare minimum in automotive coverage occur. However, most of the major car accidents in Pennsylvania result in very serious injuries, which are rarely fully compensated for by the responsible motorist's insurance coverage.

How could a $15,000 insurance policy even begin to compensate an injured person for the thousands of dollars in medical expenses, lifetime accommodations, nursing care, rehabilitation, medication costs, and lost wages that result from a serious accident?

People involved in accidents where the financial damages are greater than the funds available with the at-fault driver's car insurance policy may be able to make claims against their own uninsured and underinsured motorist policies to make up the difference.

At Snyder & Wiles, PC, we can help you make the right combination of insurance claims to increase your chances of receiving full and fair compensation after a serious car accident, even when the person who hit you does not have insurance or does not have enough to cover your injuries. To learn about securing compensation after a car accident via uninsured and underinsured motorist claims, contact our lawyers for a free consultation.

Get Experienced Legal Help With Uninsured and Underinsured Motorist Claims

Underinsured and uninsured motorist insurance coverage can be purchased when you first buy auto insurance. This coverage can ensure that you can collect fair compensation for your injuries, even if the person who caused your accident was an uninsured driver or someone whose insurance is not adequate to cover the full extent of your expenses.

Most people don't know that they can seek compensation under their own policy at no cost to their car insurance premiums, and even more people don't know how to do this effectively. Our accident injury attorneys can negotiate the insurance law labyrinth to successfully secure compensation from your own insurance company.

The Changing Rules Regarding Uninsured and Underinsured Motorist Claims

Insurance policies written more than a couple of years ago include mandatory arbitration clauses that limit people's rights to bring a lawsuit against their insurance company. More recent policies allow injured people to pursue litigation when necessary to secure fair compensation under their underinsured and uninsured motorist coverage.

Learn more about making insurance claims after car accidents.

At the personal injury law firm of Snyder & Wiles, PC, we have followed these changes closely, and we understand how this shift in Pennsylvania insurance policies will affect injured motorists. When you purchase automobile insurance, we strongly encourage you to secure uninsured and underinsured motorist coverage with no arbitrary limits, which will ensure you have recourse if you are injured by a motorist with no or insufficient insurance.

Contact Snyder & Wiles, PC

We can help you get money from the person who hurt you and from your own insurance company. To schedule a free consultation to discuss your underinsured driver or uninsured motorist claims, contact our lawyers today.